Life Assurance
Life Assurance for Your Life, Family and Dependents
Life Assurance cover is an important part of a family's financial security, insuring the policyholder’s family and dependents for the sudden and or unexpected death of a partner or loved one. There are two key types of policy; Term Assurance, which will pay a lump-sum or monthly payment if the insured dies during the term. The other is a Whole-of-Life policy, which as the name suggests, is for the whole of your life.
We arrange life assurance policies for our clients for a variety of reasons. Some will buy their life assurance to ensure the mortgage is covered, whilst others have it to provide a lump-sum or monthly income to their family. It is a very common form of insurance that most families will arrange some time in their life in case the unexpected happens and threatens their financial security.
There are a number of types of life assurance policies to choose from, for both Term and Whole-of-Life. Each policy type will have its own terms, conditions and exclusions, so it is wise to seek the advice of a professional adviser like Aegis Advisers on the merits of one or other life assurance policy to be sure you select the most suitable cover. This way you can be sure you arrange your life assurance with an appropriate provider and on terms that fit your requirements and life circumstances at a competitive premium.